LGBT Americans and the Affordable Care Act
The Affordable Care Act is greatly improving access to health coverage for LGBT Americans. Studies have shown that health disparities related to sexual orientation and gender identity are due in part to lower rates of health coverage.
The Affordable Care Act provides all Americans, including LGBT Americans, improved access to health coverage through an expanded, stronger Medicaid program and new Affordable Insurance Exchanges, marketplaces for quality, affordable health insurance. Moreover, thanks to the Affordable Care Act, insurance companies will no longer be able to deny individuals coverage or charge them more based on pre-existing conditions - meaning that all Americans will have the security of knowing that they can access affordable, quality health coverage even if they lose their jobs, switch jobs, move, or become sick.
Other notable parts in the Affordable Care Act that will benefit LGBT Americans - like all Americans - are the provisions that permit individuals to remain on their parents' health plans until age 26 and enhance the availability of preventive services for women in new health plans and seniors on Medicare.
As the Affordable Care Act is implemented, HHS has taken significant steps to help improve the health and well-being of LGBT Americans. Here's how:
- Ensuring equal access to coverage.
- Promoting wellness by generally requiring insurers to cover preventive care at no additional cost.
- Preventing discrimination based on pre-existing health conditions.
- Eliminating lifetime limits on coverage for individuals with chronic diseases.
- Treating all families equally in gaining access to coverage
If you have any questions or needs assistance navigating the new health care options please contact us. We are here to help.
Call 1-855-274-5626 (toll free) from anywhere in Pennsylvania to make an appointment or to speak with a Navigator.