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Five Things to Know about the Health Insurance Marketplace

It’s an easier way to shop for health insurance.

The Marketplace provides all the options available in your area. With one application, you can compare plans, and explore any free or low-cost programs you may qualify for.

Most people can get a break on costs.

When you use the Marketplace you may be able to get lower costs on your monthly premiums and out-of-pocket costs. When you fill out your Health Insurance Marketplace application, you’ll find out how much you can save. Most people who apply will qualify for some kind of savings.

It gives you control over your options with clear comparisons.

In the Marketplace, information about prices and benefits is written in simple language. You get a clear picture of what premiums you’d pay and what benefits and protections you’d get before you enroll. Compare plans based on what’s important to you, and choose the combination of price and coverage that fits your needs and budget.

It's increasing access to mental health and drug and alcohol abuse services.

Most health plans must now cover preventive services like depression screening for adults and behavioral assessments for children at no cost to you.

New protections are included.

Starting in 2014, plans can’t deny you coverage or charge you more due to pre-existing health conditions, and they can’t charge women and men different premiums.

Join the PMHCA Email List

If you have not already, join the PMHCA email list to receive emails as information about this service becomes available. Join the PMHCA email list.

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For more information contact Lynn Keltz, Executive Director of Pennsylvania Mental Health Consumers' Association at 717-564-4930.